Paisa

Where did all the paisa go?

Add the statements your bank already emails you. Paisa shows your household where it went, and what's left this month.

Android only for now. We'll email your invite.
Home screen: ₹4,532 budget left of ₹15,300, about ₹412 a day for the next 11 days
Home screen: ₹4,532 budget left of ₹15,300Activity screen: ₹89,480 spent, payments grouped by day, with a possible duplicateBudgets screen: ₹4,532 left in budgets, one of five overAnalytics screen: ₹3,79,022 spent in six months, by categoryNet worth screen: ₹17,00,000, with assets and liabilities

₹4,532

left to spend this month.

The first thing you see when you open Paisa. About ₹412 a day for the next 11 days.

₹89,480

spent in September, every payment sorted.

UPI and NEFT lines become the people and shops you paid. A payment charged twice gets flagged.

1 of 5

budgets over. You can see which one.

Each budget shows what's left and whether you're on pace for the month.

₹3,79,022

spent in six months, by category.

And what you saved each month.

₹17,00,000

net worth, in one number.

Cash, investments and loans. Zerodha syncs from Kite. Add SIPs, FDs, PPF and NPS beside it.

How you add a statement.

  1. 1

    Download the statement

    Your bank emails it every month. Save the PDF.

    HDFC Bank

    Your account statement for September

    PDFStatement_Sep.pdf
  2. 2

    Open it in Paisa

    Type the PDF password. It's used on your phone and never sent anywhere.

    PDF password

    ••••••••••

    Stays on this phone

  3. 3

    Check what's new

    Paisa sorts the payments. You fix the few it couldn't.

    42 added

    3 to categorise

Works with Indian banks, and the whole family.

Reads the statements your bank already emails you

PDF or CSV. The file is opened on your phone.

  • HDFC Bank
  • ICICI Bank
  • SBI
  • American Express
  • CDSL
  • CSVAny bank, as a CSV
  • More banks coming

One household

Everyone's phone shows the same numbers. Each payment belongs to someone.

  • Papa
  • Mummy
  • Arjun
  • Meera

Goals and loans

Save toward a trip. See what's left on the home loan.

Bills coming up

Subscriptions and EMIs, before they're charged.

  • Spotify₹119 today
  • YouTube Premium₹149

Lakhs and crores

Amounts are written the Indian way.

₹17,00,000

No AI needed

Everything above works without it. If you want, connect Claude and ask questions about your money. It's off until you turn it on.

Screens and amounts are sample data.

Your statement is read on your phone. The file and its password never leave it. No bank login, ever.

Stays on your phone

  • The statement file and its passwordHDFC_Oct_2026.pdf · ••••••••
  • Your private mode PIN and recovery key•••• · ••••-••••-••••

Kept on our server

Your transactions, so they sync between your phones

With private mode on, names, descriptions and notes are encrypted on your phone first

No ads, and your data is never sold

Read the privacy policy

Find out where it all went.

Paisa is opening to a small group of households first. Leave your email and we'll write when your invite is ready.

Android only for now. We'll email your invite.

Questions

Is Paisa free?

Yes, while it's in early access. If that changes, we'll tell you before it does.

How do I get my transactions in?

Add a statement: PDFs from HDFC, ICICI, SBI and Amex, or a CSV from any bank. It's read on your phone, so the file and its password never reach our server. You can also add payments by hand.

Does it connect to my bank?

No. Paisa never asks for your bank login. It works from the statements your bank already emails you.

What does the server store?

Normally, your transactions, so they sync between your phones. With private mode on, names, descriptions and notes are encrypted on your device first, and the server only holds the encrypted text. Amounts, dates and categories stay readable so budgets and alerts work.

Can my family use it?

Yes. Create a household and invite your partner. Each person signs in on their own phone, and each payment can belong to one of you or be joint.

Is there an iPhone app?

Not yet. Android comes first. The web dashboard works on any device.