Paisa

Android app · Early access

Know what your household is free to spend.

Add a bank or card statement. Paisa reads it on your phone, with no bank login, and shows your family what's left this month.

Invite-only for now. Android first.

Home screen: ₹4,532 budget left of ₹15,300, about ₹412 a day for the next 11 days

No bank login

Works from the statements your bank already emails you.

Read on your phone

Statement PDFs are opened on your device, not on our server.

One household

Invite your partner. Each payment has an owner, and changes sync between phones.

Everything a household spends, earns and owns, in one place.

Budgets screen: ₹4,532 left in budgets, one of five over

Budgets

What's left in each budget

Every budget for the month, which one is over, and whether you're on pace.

Activity screen: payments grouped by day, with a possible duplicate to review

Activity

Every payment, sorted

UPI narrations turn into people and merchants. Duplicates are flagged for you to check.

Analytics screen: ₹3,79,022 spent in six months, by category

Analytics

Where the money went

Spending by month and by category, with income and what you saved.

Net worth screen: ₹17,00,000, with assets and liabilities

Net worth

Net worth in one number

Cash, investments and loans together. Zerodha holdings sync from Kite.

Screens from the app, shown with sample data.

Add expense screen: ₹125, pick a category, then Add

Add a payment in a few taps.

Amount, category, done. Paisa suggests the category from what you picked last time.

Also in the app

Privacy

Your money stays yours.

  • Statements are read on your phone. The file and its password never reach our server.
  • No bank login, ever.
  • Private mode encrypts names, descriptions and notes with your PIN. We can't read them.
  • Amounts, dates and categories stay readable, so budgets and alerts keep working.
  • No ads, and your data is never sold. Delete your account from the app.
Read the privacy policy
Private mode screen: choose a PIN, save the recovery key, and turn on fingerprint unlock

Made for Indian households

Amounts in rupees, the way your bank writes them.

Works without AI

Paisa needs no AI. If you use Claude, you can connect it to your Paisa data and ask questions like "how much did we spend on food last month?"

Set up Claude

Questions

Is Paisa free?

Yes, while it's in early access. If that changes, we'll say so before general availability.

How do I get my transactions in?

Add a statement: PDFs from HDFC, ICICI, SBI and Amex, or a CSV from any bank. It's read on your phone, so the file and its password never reach our server. You can also add payments by hand.

Does it connect to my bank?

No. Paisa never asks for your bank login. It works from the statements your bank already emails you.

What does the server store?

Normally, your transactions, so they sync between your phones. With private mode on, names, descriptions and notes are encrypted on your device first, and the server only holds the encrypted text. Amounts, dates and categories stay readable so budgets and alerts work.

Can my family use it?

Yes. Create a household and invite your partner. Each person signs in on their own phone, and each payment can belong to one of you or be joint.

Is there an iPhone app?

Not yet. Android comes first. The web dashboard works on any device.

Request access

Paisa is opening to a small group first. Leave your email and we'll write when your invite is ready.